Earnings & Results Disclaimer

Effective Date: January 2025
Last Updated: June 2025

StackMyWallet.com is owned and operated by Digital Heart Media Inc., a corporation registered in New York. All newsletters and email communications are managed and sent by WeMonify LLC, a Delaware limited liability company. This Earnings & Results Disclaimer applies to all content across the Site, newsletters, downloads, promotions, calculators, testimonials, and affiliate recommendations.

We make no guarantees whatsoever regarding the income, credit score changes, funding approvals, or financial outcomes you may achieve by using the information or offers presented through this Site or any related emails.

1. No Guaranteed Earnings

We do not guarantee, represent, or promise that:

  • You will earn any money using strategies or offers mentioned on the Site
  • You will be approved for funding, grants, or loans
  • You will improve your credit score, increase revenue, or qualify for credit cards
  • Any specific financial, credit, or business outcome will occur

Any financial examples, calculators, or projections are hypothetical and for illustrative purposes only. They are not promises of future performance or results.

2. Individual Results Vary

All results vary and depend on multiple personal and external factors including but not limited to:

  • Your credit profile, income, debt, and financial history
  • Your time, effort, business strategy, or marketing capabilities
  • Economic conditions, market trends, and lender requirements

We do not control these variables and cannot influence your outcome.

3. Testimonials and Case Studies

Any testimonials, case studies, or success stories appearing on StackMyWallet.com or in our emails are:

  • Provided voluntarily by real users or partners
  • Shared for informational purposes only
  • Reflective of individual experiences that are not typical or universally applicable

You should not assume that you will achieve similar results. These are not predictive or average outcomes.

4. No Professional Advice

The information provided is not financial, legal, investment, or tax advice. Nothing on the Site or in our emails should be considered:

  • A recommendation to take or avoid any financial action
  • A substitute for personalized advice from a licensed professional

You are solely responsible for all financial decisions you make.

5. Sponsored and Affiliate Offers

We may promote or link to:

  • Credit-building tools
  • Loan and funding marketplaces
  • Business formation or accounting services
  • Income-generating apps, platforms, or tools

We are not responsible for:

  • Any claims made by these third parties
  • Any consequences resulting from your use of those services
  • Any denials, fees, or financial losses you incur

You must review their terms, disclaimers, and privacy policies independently.

6. Assumption of Risk

By using StackMyWallet.com or subscribing to our newsletter, you agree that:

  • You are using the content and tools at your own risk
  • You assume full responsibility for your actions and decisions
  • Neither Digital Heart Media Inc. nor WeMonify LLC can be held liable for any financial losses, failed outcomes, denials, or underperformance

7. Governing Entity & Contact

Digital Heart Media Inc.
Legal owner and operator of StackMyWallet.com
New York, NY
smw@digitalheartmedia.com

WeMonify LLC
Sender and sponsor of all newsletter communications
Delaware, USA

For legal or regulatory inquiries, email us with the subject line: “Earnings Disclaimer Inquiry.”