General Website Disclaimer

Effective Date: January 2025
Last Updated: June 2025

This disclaimer applies to all use of StackMyWallet.com (“the Site”), which is owned and operated by Digital Heart Media Inc., a corporation registered in New York. All newsletters, email communications, and subscriber outreach are sponsored and distributed by WeMonify LLC, a Delaware limited liability company.

By accessing or using the Site, subscribing to our newsletter, downloading resources, or acting on any recommendations, you agree to the following terms and conditions of this General Disclaimer.

1. Informational Purposes Only

All information provided on this Site is intended for educational and informational purposes only. It should not be construed as professional advice, including but not limited to:

  • Financial advice
  • Legal advice
  • Tax advice
  • Credit counseling
  • Investment recommendations
  • Business funding guarantees

No content on this Site creates a client relationship with Digital Heart Media Inc., WeMonify LLC, or any of their contractors or affiliates.

2. No Warranties or Guarantees

We make no representations or warranties of any kind regarding:

  • The accuracy, timeliness, or completeness of any content
  • The suitability of any tool, product, or recommendation for your specific circumstances
  • The effectiveness or outcome of any strategy or advice shared
  • The performance of third-party products, services, or partners linked to from the Site or newsletter

All information is provided “as is” without warranty of any kind.

3. Assumption of Risk

By using this Site, you agree that:

  • You are fully responsible for any decisions or actions you take based on the content provided
  • You understand that financial, legal, and business risks vary per individual and that results are not guaranteed
  • You release Digital Heart Media Inc. and WeMonify LLC from all liability related to your use or misuse of the Site, its materials, or its associated communications

4. External Links & Third-Party Content

The Site may contain:

  • Affiliate links
  • Sponsored content
  • Links to third-party websites
  • Mentions of third-party services

We are not responsible for:

  • The accuracy or policies of any external sites
  • Any outcomes, purchases, or issues that arise from using a third-party product or service
  • The legal or business practices of third parties

Engaging with a third-party brand or product is entirely at your own risk and subject to their own terms and policies.

5. Email & Newsletter Use

While emails are sent by WeMonify LLC, all educational content, affiliate placements, and editorial insights remain the responsibility of Digital Heart Media Inc. Email content:

  • May include affiliate links or sponsored mentions
  • Is for promotional and informational use only
  • Is not to be construed as personal financial advice or guarantee of outcomes

Unsubscribe options are included in every message. Opting out removes you from future marketing but does not delete your site account or past activity unless you explicitly request account deletion.

6. Jurisdiction & Legal Entities

The Site is governed by the laws of the State of New York. Any disputes, claims, or legal actions arising from the use of this Site shall be handled within the jurisdiction of New York courts.

Email and newsletter communications, however, are sponsored by a separate entity and are governed by the laws of Delaware, where WeMonify LLC is organized.

7. Contact Information

Website & Content Owner:
Digital Heart Media Inc.
New York, NY
smw@digitalheartmedia.com

Email & Newsletter Sponsor:
WeMonify LLC
Dover, DE