Privacy Policy

Effective Date: January 2025
Last Updated: June 2025

StackMyWallet.com (the “Site”) is owned and operated by Digital Heart Media Inc., a New York corporation. All newsletters, email communications, and sponsored messages are sent and managed by WeMonify LLC, a Delaware limited liability company. This Privacy Policy outlines how we collect, use, protect, and disclose your information in accordance with applicable laws, including the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and the CAN-SPAM Act.

1. Information We Collect

We may collect the following categories of information:

a. Information You Provide Voluntarily

  • Name, email address, phone number, business or demographic info submitted through forms
  • Responses to surveys, newsletter signups, quizzes, applications, and account registration
  • Direct communications through email or contact forms

b. Information Collected Automatically

  • IP address, browser type, device identifiers, and operating system
  • Pages visited, referring URLs, click behavior, session duration
  • Tracking via cookies, pixels, beacons, and web storage

c. Information From Third Parties

We may collect information from:

  • Advertising platforms (Meta, LinkedIn, Google)
  • Email marketing platforms (Brevo)
  • Affiliate networks or tracking platforms
  • Social login providers or external APIs

2. How We Use Your Information

Your data may be used for the following legitimate and lawful purposes:

  • To operate and improve the Site and user experience
  • To deliver lead magnets, educational resources, and newsletters
  • To segment users into credit score categories and provide personalized content
  • To promote affiliate products and services through email or web content
  • To run retargeting and behavioral advertising campaigns
  • To comply with legal obligations and defend legal claims
  • To detect, investigate, and prevent fraud or abuse

3. Data Sharing & Disclosure

We do not sell your personal information.

We may share information with:

  • Third-party processors such as Brevo, Meta, and Google for analytics, advertising, or email automation
  • Affiliate networks to track referrals and attribute commissions
  • Contractors and service providers under confidentiality agreements
  • Government entities or legal authorities when required by law or to protect our rights

Data is only shared on a need-to-know basis and only with parties that uphold appropriate data protection standards.

4. Email Marketing and Communication

StackMyWallet.com collects emails and personal information for communication purposes. All newsletter email campaigns are:

  • Sponsored, created, and managed by WeMonify LLC under a sponsorship agreement with Digital Heart Media Inc.
  • Compliant with the CAN-SPAM Act
  • Sent only to users who opt in
  • Unsubscribe links are provided in every email
  • May contain affiliate promotions, sponsored content, and educational material

5. Cookies & Tracking Technology

We use cookies and similar tracking technologies to:

  • Authenticate users and maintain sessions
  • Analyze traffic through services like Google Analytics
  • Serve ads based on user behavior via Meta Pixel and LinkedIn Insight Tag
  • Track affiliate link clicks and performance

You can disable cookies through your browser settings, but functionality may be limited.

6. Your Rights

Under GDPR (if you’re in the EU), you have the right to:

  • Access your personal data
  • Rectify inaccuracies
  • Request erasure (right to be forgotten)
  • Object to processing
  • Data portability
  • Withdraw consent at any time

Under CCPA (if you’re a California resident), you have the right to:

  • Know what personal information we collect and why
  • Request deletion of your personal data
  • Opt out of the “sale” of your data (we do not sell data)
  • Non-discrimination for exercising your privacy rights

To exercise any of these rights, email us at [Insert contact email] with the subject line: Privacy Request.

7. Data Storage, Retention, and Protection

All data is stored on secure servers with firewalls and encryption protocols. We retain personal data only as long as needed to fulfill its intended purpose or to comply with legal, tax, or reporting obligations.

While we take reasonable precautions, no transmission or storage system is 100% secure, and we cannot guarantee absolute security.

8. Children’s Privacy

This website is not intended for users under the age of 18. We do not knowingly collect personal information from minors. If we learn that we have received information from a child under 18, we will delete it immediately.

9. International Users

If you access the Site from outside the U.S., you acknowledge that your information may be transferred to and processed in the United States. By using the Site, you consent to such transfer in compliance with applicable laws.

10. Updates to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. All changes will be posted on this page with a revised “Last Updated” date. Continued use of the Site constitutes acceptance of any changes.

11. Legal Structure & Contact Info

Website Ownership:
StackMyWallet.com is owned and operated by:
Digital Heart Media Inc.
New York, NY

Newsletter Sponsorship & Delivery:
Newsletters are managed and distributed by:
WeMonify LLC
Delaware, USA

For privacy inquiries, contact:
smw@digitalheartmedia.com

Please use the subject line “Privacy Inquiry” when contacting